The 20/200 Awesome Stuff Plan

Make money simple. Make work optional.

Not investment advice. This is what I’m doing with my own money.

Save 20%
Buy the entire market
Leave it alone

That’s it.

STEP 1. SAVE 20%

Automatically invest 20% of every dollar you earn.
Do this first. The day you get the money.

If you never see it, you never miss it.

STEP 2. BUY THE ENTIRE MARKET

Don’t try to pick winners. Buy all of them.
One fund can own thousands of companies around the world.
Own that fund and you own a piece of them all.

It’s called a total world index fund.

STEP 3. LEAVE IT ALONE

There’s nothing to do. That’s the point.
It will drop. Sometimes by half. That’s normal.
Don’t watch it. Don’t sell when it falls. Don’t stop buying.

Doing nothing is the hardest part. It’s also the part that works.

THE 20/200 RULE

Save 20%
Reach $200,000
Wait

At historical market returns, 20 years turns that $200,000 into about $1,000,000.

Once you hit $200,000, keep saving if you want.
You don’t have to. It grows without you.

WHAT $1,000,000 MEANS

Roughly $40,000 a year, without ever spending the million.
Work becomes a choice, not a need.

That’s freedom.